2 bed semi-detached house for sale

Hoadley End, Ebbsfleet Valley, Swanscombe DA10

Shared ownership (Advertised price represents 40% share. Full market value £410,000). This smartly-presented, semi-detached property has a conventional, modern layout. At the front is an attractive and generously-sized kitchen with sleek units and integrated appliances. There is a central cloakroom/WC and a reception room with bespoke cabinetry and combined fireplace/media unit. Double doors open onto a south/south-west-facing garden with patio, raised beds along the rear fence and a garden office/summer house. On the first floor of the house is a main bedroom with built-in, mirror-fronted wardrobe plus a second, comfortable, double bedroom and a stylish and naturally-lit family bathroom. Well insulated walls, roof and floor, high performance glazing and gas central heating have resulted in a very good energy-efficiency rating. A driveway at the side of the house provides off-street parking for two cars and there are also shared visitor spaces nearby. Alternatively, both Swanscombe and Ebbsfleet Railway Stations can be reached on foot or by brief cycle ride. Cherry Orchard Primary School, which is just a short walk away, is Ofsted-rated 'Outstanding'.

Interested parties are required to complete the shared ownership common application form [ ]

(Please note the minimum income and deposit requirements for eligibility. You do not need to request a viewing separately once you have completed the application form.)

Housing Association: Clarion.
Tenure: Leasehold (125 years from 01/10/2018). Freehold transferred on 100% ownership.
Minimum Share: 40% (£164,000). The housing association will expect that you will purchase the largest share affordable.
Shared Ownership Rent: £640.62 per month (subject to annual review).
Service Charge: £59.77 per month (subject to annual review).
Guideline Minimum Income: Dual - £53,400 | Single - £61,300 (based on minimum share and 10% deposit).
Council Tax: Band D, Dartford Borough Council. Priority is given to applicants living and/or working in this local authority.

This property is offered for sale in the condition seen. The housing association does not warrant to carry out any remedial or redecoration work of a cosmetic nature unless specifically advised in writing. As a general rule, fitted domestic appliances are included in the sale; non-fitted appliances are not. If you require confirmation, you must request this in writing from Urban Moves. The information in this document supersedes any information given verbally either in person or by telephone.

What is shared ownership ?

Shared Ownership is a housing scheme designed to help homebuyers who are unable to afford the cost of buying a property outright on the open market. Properties may be sold off-plan or new build direct from housing associations, or pre-owned from existing shared owners. The rules and terms of the scheme are set by the Greater London Authority (gla) in London and Homes England outside of London.

Is shared ownership for you ?

The gla and Homes England set the eligibility criteria for Shared Ownership, but broadly speaking you must:

1. Not own another property in the UK or any other country.
2. Have a household income that falls below £90,000 (£80,000 threshold outside the M25). Every property will have a minimum income level too, determined by its value, rent and service charge costs. In most cases you will need to meet or exceed the given minimum income.
3. Have access to a minimum deposit of 10% of the share being purchased (a minimum deposit of 5% of the share being purchased may be acceptable depending on individual financial status).
4. Be in full time permanent employment.
5. Be a British, EU or eea Citizen or have indefinite leave to remain in the UK.
6. Have a good credit history.

Kitchen

10' 10" x 8' 6" max. (3.30m x 2.60m)

Reception Room

13' 1" max. X 13' 1" max. (4.00m x 4.00m)

Garden

Approximately 27' 7" max. X 26' 11" max. (8.40m x 8.20m)

Garden Office / Summer House

15' 9" x 9' 2" (4.80m x 2.79m)

Bedroom 1

13' 5" max. X 10' 10" max. (4.09m x 3.30m)

Bathroom

7' 3" max. X 6' 3" max. (2.21m x 1.91m)

Bedroom 2

13' 5" max. X 9' 10" max. (4.09m x 3.00m)