2 bed flat for sale

St Johns Street, Hayle, Cornwall TR27

Over 60s can secure this property with a Home For Life from Homewise

Through the Home for Life Plan from Homewise, those aged 60 or over can purchase a Lifetime Lease and a share of the property value to safeguard for the future. The cost to purchase the Lifetime Lease is always less than the full market value.

Over-60s customers typically save between from 20% To 50%*.

Home for Life Plan guide price for Over-60s The Lifetime Lease price for this property is £120,500 based on an average saving of 33%.

Market Value Price: £180,000

The price you pay will vary according to your age, personal circumstances and requirements and will be adjusted to include any percentage of the property you wish to safeguard. The plan allows customers to purchase a share of the property value (up to 50%) to safeguard for the future.

For an indication of what you could save, please use our calculator on the Homewise website.

Please call for more information or a personalised quote

Please note: Homewise do not own this property and it is not exclusively for sale for the over-60s.

It is being marketed by Homewise as an example of a property that is currently for sale which could be purchased using a Home For Life Lifetime Lease.

If you are not over 60 or would like to purchase the property at the full market value of £180,000, please contact the estate agent Bradleys.
Property description

A unique opportunity to acquire this first floor two-bedroom apartment in a tucked away yet convenient situation within walking distance to the amenities of Hayle. The property benefits from double glazing, gas central heating, ground floor patio garden and allocated parking. Far reaching pleasant views towards Phillack can be appreciated from the lounge and kitchen.

Leaded Stained Glass Double Glazed Door Into...

Entrance Hall Staircase rising to...

First Floor Landing Fitted carpet, radiator, access to loft, airing cupboard with fitted shelving, door into...

Lounge 11'4" x 16'8" (3.45m x 5.08m). Double glazed box bay window to the front with views over the estuary to Phillack Church in the distance, fitted carpet, two radiators, door into...

Kitchen 12'10" x 5'10" (3.9m x 1.78m). Fitted with a selection of base and wall units, inset stainless steel sink and drainer, tiled splashback, space for gas cooker, washing machine, upright fridge/freezer, wall mounted central heating boiler, laminate flooring, double glazed window to the front with far reaching views towards Phillack.

Bedroom One 11'11" x 10'10" (3.63m x 3.3m). Double glazed window to the rear, fitted carpet, radiator.

Bedroom Two 8'10" x 8'4" (2.7m x 2.54m). Double glazed window to the rear, fitted carpet, radiator.

Wet Room Walk in shower with fitted electric shower, low level WC, wash hand basin, vinyl flooring, radiator.

Outside To the front of the property there is a communal parking area and a ground floor garden area designated to the property, which has its own gated access and is paved.

Tenure Leasehold.

Material Information Local Authority - Cornwall Council
Council Tax Band - A
Tenure - Leasehold
We understand the lease is on a balance of 999 years, which started on 01.01.2019, leaving 993 years remaining. There is a peppercorn ground rent. We understand the most recent annual service charge was £420.00 to include building insurance.
Broadband Coverage - Standard & Ultrafast.
Flood Risk- Low risk of surface water and very low risk of flooding from rivers & seas.
Mining - Metalliferous Mine Search Required.
Mobile Phone Coverage - EE, 3, Vodafone & O2 limited voice & data.
Parking- One space allocated
Mains electricity, water and drainage.

The information provided about this property does not constitute or form part of an offer or contract, nor may be it be regarded as representations. All interested parties must verify accuracy and your solicitor must verify tenure/lease information, fixtures & fittings and, where the property has been extended/converted, planning/building regulation consents. All dimensions are approximate and quoted for guidance only as are floor plans which are not to scale and their accuracy cannot be confirmed. Reference to appliances and/or services does not imply that they are necessarily in working order or fit for the purpose. Suitable as a retirement home.